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Terms of Use

Last updated: March 31, 2026

By accessing and using thedwellingindex.com (the "Site"), you agree to be bound by these Terms of Use. If you do not agree with these terms, please do not use the Site.

Informational Purpose Only

All content on The Dwelling Index is provided for general informational and educational purposes only. The Site is not a substitute for professional advice. Specifically:

  • Not financial advice. Our financing guides are educational. We are not a licensed financial advisor, mortgage broker, or lender. Consult a qualified financial professional before making financing decisions.
  • Not legal advice. Our regulatory and zoning guides are research-based summaries. We are not a law firm. Consult a qualified attorney for legal questions about your specific situation.
  • Not tax advice. Any tax-related information is general in nature. Consult a tax professional for advice specific to your situation.
  • Not construction advice. Our cost and construction guides are based on research and data analysis. We are not a licensed contractor. Verify all construction decisions with qualified local professionals.

Accuracy and Completeness

We make reasonable efforts to ensure the accuracy of our content, but we do not warrant that it is complete, current, or error-free. ADU regulations, costs, and financing products change frequently. Always verify information with local authorities, lenders, and contractors before making decisions.

No Warranties

The Site and all content are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the maximum extent permitted by law, The Dwelling Index, its operators, contributors, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or reliance on its content.

Affiliate Links

The Site contains affiliate links. When you click these links and take an action, we may earn a commission. Affiliate relationships are disclosed on each relevant page and in our affiliate disclosure. Your use of affiliate links is subject to the terms and privacy policies of the respective third-party services.

Intellectual Property

All content on the Site — including text, data, graphics, and design — is the property of The Dwelling Index or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without prior written permission.

User Conduct

You agree not to use the Site in any way that violates applicable laws, infringes on the rights of others, or interferes with the operation of the Site.

Changes to These Terms

We may update these Terms of Use from time to time. Changes will be reflected on this page with an updated "Last updated" date. Continued use of the Site after changes constitutes acceptance of the revised terms.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law provisions.

Contact

For questions about these Terms of Use, contact us at hello@thedwellingindex.com.