Check My Property

Research Methodology

Every guide on The Dwelling Index follows a structured research process. This page explains how we gather information, verify claims, and maintain accuracy across our content.

Source Hierarchy

We prioritize sources in the following order:

  1. 1
    Primary government and regulatory sources — legislation, agency guidelines, municipal codes, and government-published data.
  2. 2
    Direct company disclosures — official pricing, spec sheets, and published project data from the companies we evaluate.
  3. 3
    Published research — peer-reviewed studies, government-commissioned reports, and data from established research organizations.
  4. 4
    Verified secondary sources — industry reporting and expert commentary, used only to supplement primary data and always cross-referenced.

What Our Labels Mean

Verified

The claim has been confirmed against at least one primary source and cross-checked against a second independent source. The source is cited.

Estimated

The figure is derived from available data but involves calculation, interpolation, or judgment. The basis and methodology are explained.

Last updated

The date when material changes were made to the page — new data, revised figures, or added sections.

Last verified

The date when the editorial team most recently reviewed the page against current sources and confirmed it remained accurate, without necessarily making changes.

Research by Topic Area

Law & Policy Research

Primary Sources

  • State legislature databases and enrolled bill text
  • Municipal planning department zoning codes and ADU ordinances
  • Government agency guidance documents (HCD, HUD, FHFA)
  • Published regulatory analyses and fiscal impact reports

Process

We read primary legislation and municipal code — not summaries of summaries. When a state passes new ADU legislation, we review the enrolled bill text, cross-reference it with the existing code it amends, and verify effective dates before publishing. We do not rely on press releases or news articles as primary sources for legal claims.

Cost Research

Primary Sources

  • Published contractor pricing and company disclosures
  • Published construction cost databases and industry pricing data
  • Government-published construction data (such as U.S. Census Bureau construction series)
  • Municipal permit fee schedules and impact fee tables
  • Verified project cost reports and case studies

Process

Cost figures are verified against at least two independent data points before publication. When we publish a range, we specify the market, timeframe, ADU type, and what is included or excluded. We distinguish between 'base price' (what a company advertises) and 'all-in installed cost' (what the homeowner actually pays). We never present a single cost figure without context.

Prefab & Company Research

Primary Sources

  • Official company websites, pricing pages, and spec sheets
  • Public reviews, complaint databases, and BBB records
  • Direct company communications and published case studies
  • Permit and licensing records where publicly available

Process

We evaluate prefab ADU companies based on pricing transparency, published track record, service area, build type, and verifiable customer outcomes. Companies are ranked on editorial criteria — not on whether they have an affiliate relationship with us. We re-verify company data (pricing, service areas, availability) before each major update.

Financing-Path Education

Primary Sources

  • Fannie Mae Selling Guide and Freddie Mac Seller/Servicer Guide
  • FHA Handbooks and HUD policy statements
  • CFPB consumer guidance documents
  • Published research from Urban Institute, FHFA, and state HFAs

Process

Financing guidance is grounded in the actual agency guidelines that govern lending decisions — not lender marketing materials. When we explain a financing path, we cite the specific guideline section. We clearly distinguish between what the guidelines allow and what individual lenders may require (lender overlays). We never present a financing option as universally available without noting eligibility conditions.

Review & Update Cadence

Every published guide is reviewed on a regular cadence. Content in fast-changing areas — state legislation, company pricing, and financing program availability — is reviewed more frequently.

When a significant change occurs — new state legislation, a company price change, or an agency guideline update — we prioritize updating affected guides promptly and note material updates at the top of the article.

The "last verified" date displayed on each guide reflects the most recent date the editorial team confirmed the content against current sources.